Foreign General Liability Coverage
The commercial general liability cgl policy provides coverage for incidental exposures for example when an executive or group of employees occasionally travels overseas for business trips.
Foreign general liability coverage. When your company manufactures and distributes products outside of the u s foreign liability insurance will protect your company in the event an employee faces foreign lawsuit or injury. Most insurance policies issued in the united states for us based businesses provide very limited coverage for foreign exposures. Provides liability coverage for occurrences and lawsuits brought against a manufacturer outside of the u s. It s important to note that a u s based liability policy will typically only provide coverage for lawsuits brought in the u s.
The commercial general liability cgl policy provides coverage for incidental exposures for example when an. Learn more value rich services and enhancements. Third party can arise from a myriad of sources including customers clients suppliers shareholders. For permanent operations in foreign countries a separate foreign liability policy is required.
The policy fills in the gaps in the insured s domestic commercial general liability cgl policy with regard to product liability coverage. Make foreign general liability coverage the first line of defense against costly legal actions arising from events occurring outside united states borders. Foreign liability coverage a specialty policy for an insured s liability for foreign operations arising out of a permanent branch office manufacturing facility construction project or other operation located in another country. Overview foreign general liability.
Available coverage foreign commercial general liability foreign automobile liability foreign voluntary compensation travel accident and sickness foreign commercial property kidnap and ransom marine ocean cargo commercial crime political risk. Foreign general liability coverage may cover these exposures. A foreign general liability policy can provide accidental death dismemberment benefits and non occupational medical expense coverage. That is it covers product liability suits arising from occurrences taking place in a foreign country when the injury or damage arises out of a product sold outside the united states.
Foreign commercial general liability insurance cgl cgl coverage provides protection against financial loss stemming from third party lawsuits including product liability claims brought against the insured in the united states or abroad as a result of its overseas business activities. May be injured on the job and may need a special type of coverage for emergency evacuation to adequate medical facilities repatriation of remains in the event of death or coverage for endemic diseases. Coupling our ad d medical expense and employer s responsibility coverage parts provides true 24 hour protection for international travelers.